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The Real Number · Work & pay

The Job Move

Is the new job actually worth it?

Look past the headline salary and see the monthly change after tax, bonus, travel, childcare and the extra time getting there.

Your situation ↓

Your pay

Gross salary is enough for a first pass. For a like-for-like comparison, add the normal monthly cash that lands in your bank after pension, healthcare and any other deductions.

Your current job

The new job

Include pension, healthcare and other deductions if you know them. Leave blank for a salary-and-tax-only estimate.

The life around each job

Use the totals that would actually leave your account each month. Leave a time as zero if it is fully remote.

Your current job

The new job

Check Child Benefit too (optional)

Only add this if your household receives Child Benefit. The calculator will include the change from the higher earner moving through the £60k–£80k taper.

I know a bit more about the job package (optional)

Use this if the offer or benefits sheet gives you the pension rates or healthcare taxable value. If you already know the normal monthly cash landing in your bank, that figure takes priority and these deductions are not added again.

Your current job

Only needed when your bank figure is blank.

The new job

Only needed when your bank figure is blank.

The rough starting point uses 5% from you and 3% from your employer on annual earnings between £6,240 and £50,270. Schemes vary, so use the offer’s actual percentages when you have them. A pension estimate assumes salary sacrifice; private healthcare is estimated as tax on the taxable value shown in the benefits paperwork.

Your figures stay in this browser. They are never sent to us, and you can clear them whenever you like.

Your real monthly change

£0

What is changing each month?

These are the regular cash figures used in the result. A positive final column means the new job leaves more money each month.

The time trade-off

Where to go next

If the job move looks possible, see what that monthly change would mean alongside the rest of life.

See the wider household picture

Use The Life Sheet to map bills, everyday spending and what could be left after the job move.

Use this as a conversation starter, not a decision-maker. The Job Move does not recommend that you accept, reject or leave a role. Planning estimate only — not employment, tax, benefits or financial advice. It uses a simplified 2026/27 UK income-tax and National Insurance estimate, and package estimates are rough: pension schemes, salary sacrifice and taxable benefits work differently between employers. Check the written offer, contractual terms, pension and benefit details, payslips, and actual travel and childcare costs before making a decision.